Effective Date: June 15, 2018
AS USED HERE, THE TERMS “YOU” AND “USER” SHALL MEAN ANY VISITOR TO HONCKER INC. (“App” or “Honcker”).
You may not use Honcker for any unauthorized purpose, including entry into our systems, misuse of information such as passwords or information either: received in this App or via communicating with this App.
You agree that (i) you will not engage in actions in relation to Honcker that are not consistent with: the terms of any agreements you have with Honcker, or applicable law or regulation, and (ii) when locations of this App demand identification for access, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals. You agree that you will not use any device or process to track or duplicate any data from Honcker without prior express written consent.
You agree that if a reasonable business purpose dictates we may disclose information that you provide through this App to at least one: Lease Provider, Car Dealership, Lease Financing Offeror or other party which assists with executing the lease (collectively “Lease Facilitators”). Your information may also be disclosed to (i) any Honcker third-party; or (ii) another party with your consent or if we have a right and/or duty to disclose such information by law.
Visiting this App may be tracked, monitored or recorded, and all users expressly consent to such observation unless they notify us otherwise. It is the duty of the App visitor to be current on the App’s terms each time you use the App.
Honcker is directed only to individuals who can enter into binding contracts under applicable law; hence, Honcker is not intended for use by individuals under eighteen (18) years of age. If you are under 18, you may use the App only with a parent or legal guardian.
Individuals younger than age 18 may not provide any personal information (PI) to the App. Honcker defines PI as information which identifies you or may reasonably be used to identify you.
Acceptance of Agreement
You do not need to provide all the below information in order to enroll in Honcker. However, should you submit a credit application, the credit application requires information such as: (a) your full name; (b) home address including time spent at current residence and monthly mortgage/rent; (c) e-mail address; (d) telephone numbers; (e) employment information including occupation, employer name, contact info and time at your current job; (f) monthly income estimate; (g) whether you declared bankruptcy in the prior seven (7) years; (h) whether you have a cosigner, if needed; and (l) Social Security Number (collectively, the “App Registration Data”).
Upon entering your App Registration Data and clicking “Submit” at the bottom of the Application, your App Registration Data will be redirected to the applicable Lease Facilitators. The information that you must supply to the Lease Facilitators shall be determined by such Lease Facilitators.
Honcker provides users with an opportunity to apply for leases as offered by Lease Facilitators. Please be advised that Honcker does not itself provide leases. Please review the terms offered by Lease Facilitators. To receive lease offers and/or services, you must first fully complete the Application and relevant forms as directed by Lease Facilitators. Lease approval will be determined solely by that entity.
Honcker will verify and approve all completed Applications, and associated Registration Data, in accordance with industry-standard verification procedures. You agree to provide true, accurate, current and complete Registration Data.
Honcker and/or Lease Facilitators have the right to reject any Registration Data where determined, that: (i) you are in breach of the Agreement; and/or (ii) the Registration Data that you provided is incomplete, fraudulent, a duplicate or otherwise unacceptable. Honcker may change the Registration Data criteria at any time, in their sole discretion.
Unless explicitly stated otherwise, any future offer(s) made available to you on the App that augment(s) or otherwise enhance(s) the current features of the App shall be subject to the Agreement. You understand and agree that Honcker is not responsible or liable in any manner whatsoever for your inability to use and/or qualify for Honcker sponsored products, services and/or any associated functionality. You understand and agree that Honcker shall not be liable to you or any third party for any modification, suspension or discontinuation of any product, service or promotion offered by any Lease Facilitators If Honcker terminates the Agreement, Honcker shall have no liability or responsibility to you.
Additional terms and conditions will apply to your lease; please read any additional terms and conditions provided by Lease Facilitators carefully. Your consent to abide by such terms and conditions is completely independent from your relationship with Honcker. Lease is only guaranteed once credit is approved by Lease Facilitator and transaction is completed by such party(s) and you; Honcker is not a party to such transaction.
Links to Third-Party Apps
Where this App displays links to sites/apps operated by third-parties these links are not under the control of Honcker and Honcker is not responsible for any such content. The inclusion of any link should not be understood to be an endorsement by Honcker of any such link. Enter such links at your own risk.
Honcker does not check third-party-created content for appropriateness or violations. We invite everyone to report violations from any Honcker-affiliated third-party or otherwise. When we receive reports of any inappropriate content such content may be removed or disabled.
Furthermore, Honcker is not responsible for the content, quality or the level of service provided by Lease Facilitator. We provide no warranty with respect to the lease, their delivery, and any communications between Lease Facilitators and Honcker users. We encourage users to research Lease Facilitators by means of all due diligence available to them. By offering a service, the Lease Facilitators undertakes that he/she has sufficient permissions, rights and/or licenses to provide the lease.
We launch the process by providing a minimum of your name and address to a nationally recognized credit verification agency ONLY WITH CONSENT and the next steps are based on the response we get from such agency.
Consents You Grant by Registering and Using the Services
When you register for an account with us, you are providing to us the following specific consents:
You understand that by clicking on the I AGREE button immediately following this notice, you are providing 'written instructions' authorizing Honcker to obtain your PI to complete the offer, as necessary.
All content included on or comprising the Honcker association with lease offer, including information, photographs, typefaces, graphics, and other material is protected by intellectual property rights.
These rights are protected as current or based on future developments. All content is protected under relevant trademark, copyright and patent laws, and Honcker owns, to the fullest extent of the law, the trademarks, copyrights and patents in the arrangement, coordination and other modifications to content.
You may not remove or modify any intellectual property contained in any content you use, and you may not post or duplicate any such information in any medium. All the same written above in this section applies to derivative works. Intellectual property displayed on Honcker is the property of their respective owners and is used with permission by Honcker and may not be manipulated or duplicated without the express, written consent of the intellectual property owner.
Please inform us if you notice any intellectual property violation on or associated with this App.
Offers from Marketing Partners
The technology we use to provide you with offers for financial products and services is proprietary and, in finding those offers for you, we may elect to consider, ignore, emphasize, or de-emphasize relevant factors in our sole discretion. We do not guarantee that you will be presented with offers for any specific type of products or services. Lease Facilitators may run your credit to determine whether you are eligible for an offer. Lease Facilitators may provide us with compensation for submitting a loan request. We cannot guarantee that pricing will be universally available in all locations or available to all Honcker users.
We may use information from your Member Profile and data we have on available offers for financial products or services to estimate how you might save money through one of the financial products or services available through our App. Any estimate we provide you quoting possible savings and other information is for illustration purposes only. Our estimates are based on certain assumptions and we use only the data we have, and are neither endorsed by, nor commissioned by, any of our marketing partners. We do not warrant or guarantee the accuracy, adequacy, timeliness, reliability, completeness or usefulness of any estimates we provide, and we disclaim all liability for any errors or omissions in any such estimates.
Lease agreement or other business dealings featured on Honcker is directly between the Lease Facilitators or other third-party and Honcker users; Honcker is not a party to such contracts and cannot be involved in related disputes. All elements of the lease are your responsibility.
Lease facilitators have the duty to ensure that all relevant auto details are disclosed. Responsibility to ensure auto meets all pertinent safety standards and regulations apply to Lease Facilitators. Lease Facilitators must provide warranty, return policy, and terms, responsibility to do so is 100% owned by such parties and not Honcker. You should research the nature of fees and deposits. Lease Facilitators can usually lease vehicle to another potential user barring an executed lease agreement.
THE APP AND ITS CONTENT ARE DELIVERED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. HONCKER DOES NOT PROMISE THAT THE APP OR ANY CONTENT, OR FEATURE OF THE APP WILL BE ERROR-FREE OR UNINTERRUPTED, THAT APP USAGE WILL OFFER GUARANTEED USAGE OR THAT ANY ISSUES WILL RESOLVED. THE CONTENT IN THIS APP COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL MISTAKES. ALL HONCKER DATA IS SUBJECT TO CHANGE WITHOUT NOTICE. HONCKER CANNOT ENSURE THAT ANY DATA OR FEATURES YOU DOWNLOAD FROM THE APP WILL BE FREE OF VIRUSES OR DESTRUCTIVE POSSIBILITIES. HONCKER DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. HONCKER DISCLAIMS ANY AND ALL LIABILITY FOR THE OMISSIONS AND ACTIONS OF ANY THIRD-PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE APP. YOU ASSUME FULL RESPONSIBILITY FOR YOUR USE OF THE APP AND LINKED APPS.
YOU ACKNOWLEDGE THAT HONCKER IS ONLY AN INTERMEDIARY BETWEEN (I) YOU AND THOSE ACTUALLY FURNISHING YOUR PI, AND (II) YOU AND MARKETING PARTNERS. YOU CONFIRM TOO THAT ANALYSES AND TOOLS AVAILABLE OFFERED ON THE APP SUCH AS SAVINGS ESTIMATES AND APPROVAL ODDS, ARE BASED ON ASSUMPTIONS AND SUBJECT TO LIMITATIONS DISCLOSED WITHIN EACH SUCH ANALYSIS OR TOOL. HONCKER PARTIES EXPRESSLY DISCLAIM ANY LIABILITY FOR ERRORS OR OMISSIONS IN THE CONTENT OR SERVICES; THE AVAILABILITY OR LEGALITY OF ANY OF THE OFFERS FROM OUR MARKETING PARTNERS.
You hold Honcker free from liability for the loss or damage to data you have through the App, and it is your duty to create backups of data if you want them. Before making ANY decisions pertaining to lease, Honcker recommends that you perform additional research and seek guidance from relevant financial professionals.
Honcker cannot speak to the reliability of any advice offered by an entity which is affiliated with Honcker, or any offers quoted through the App and does not endorse any specific third-party featured here. We also cannot guarantee to offer you the best possible deal. Services listed on the site do not represent all financing or credit options, products or services available in the market. Vehicles on Honcker are not ours, we take no responsibility for any association with posted info. Posted prices typically do not include tax, finance charges and other commonly associated lease fees.
Limitation of Liability
EXCEPT WHERE NOT PROVISIONED BY LAW, HONCKER ITS EMPLOYEES, AGENTS, CONTRACTORS OR OTHER SUCH RELATED PARTIES SHALL NOT BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, CLAIMS, DAMAGES OR OTHER EXPENSES (INCLUDING REASONABLE LEGAL AND ACCOUNTING FEES) EVEN IF HONCKER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. UNLESS OTHERWISE EXPRESSLY SET FORTH IN A WRITTEN AGREEMENT WITH YOU, HONCKER MAXIMUM LIABILITY SHOULD BE EQUIVALENT TO THE AMOUNT YOU PUT FORTH TO DOWNLOAD THE APP WHETHER FROM USE OF THE APP, CONTENT, BREACH OF TERMS, VIOLATION OF LAW OR RIGHTS OF A THIRD-PARTY.
Choice of Law
This Agreement concerns a transaction in interstate commerce, and therefore shall be governed by the United States Federal Arbitration Act, 9 U.S.C. § 1 et seq.
Law and Venue
Special State Clauses
California: Married individuals can apply for separate accounts.
New York: A consumer report may be sought by lender when you apply. Lender may seek further consumer reports without additional communication with you when providing updated, renewal of credit. You may ask the lender whether it received a consumer report and, if so, the lender will send contact info of consumer reporting agency they used.
Ohio: Discrimination laws demand credit be made equally available to all creditworthy appliers and that credit reporting agencies hold isolated credit histories on each applier upon request. The Ohio Civil Rights Commission ensures compliance with this law.
Rhode Island: Credit reports can be received in connection with an application for credit.
Vermont: You authorize lenders that receive your application is shared with to receive and confirm information about you that they may deem necessary or appropriate when evaluating your application. If credit is granted, you authorize credit-granting entities to obtain further credit information about you relating to account review to assess account or for any other legitimate purpose.